The Perpetrator is a "Solid" Citizen

You are fortunate, as far a fraud victims go, but this does not mean that you will recover your loss or that it is worth the effort.  Often you can obtain a judgment through the court system and never collect through the twenty year life of the judgment. However obtaining a judgment gives you the maximum powers a private person can obtain from the justice system.   If the judgment debtor has a job you have the right to take (garnish) a portion of his wages.  You can seize assets and property subject to certain rules and limitations.

Often the debtor hides the assets in family member names and it becomes difficult or impossible to find anything to seize.  The perpetrator may seek bankruptcy protection and be able to discharge the debt (though a fraud judgment may protect your claim from discharge).

If enough money is at stake or if the type of fraud allows attorney fees by statute, an attorney may be willing to take your case on a contingency.  Attorney fees can cover a wide range.  Expect a normal fraud case to cost a minimum of $3,000 if the defendants does nothing (defaults), at least $10,00 if the case goes to trial, and several hundred of thousands if complex matters are involved and the defendant fights as hard as she can.